Disclose the real business
An underwriter needs accurate business ownership, products, fulfillment, marketing, refund policies, processing history, and expected volume. We do not present restricted sales as a different business category.
SOLUTION / TWIN HORN
Credit and debit card processing
For eligible retail and specialty businesses, the right acquirer reviews the actual products, location, sales channels, and operating history.
Discuss your business ↗
Card acceptance is a merchant-account decision as much as a terminal decision. We coordinate the application and compare the written offer with the way your business sells.
Compare the full offer
Beyond the advertised transaction rate, review per-item fees, gateway costs, equipment, reserves, chargeback fees, funding schedules, cancellation terms, and any customer-facing fee rules.
Match the acceptance channel
Countertop, mobile, invoice, and online channels can have different risk and technical requirements. We verify the approved setup and test chip, contactless, receipt, refund, and reconciliation workflows.
QUESTIONS THAT MATTERGood answers make
Good answers make
better decisions.
Can every industry accept cards?
No. The acquiring provider and card-network rules determine whether a specific business and transaction type qualify.
Can a dispensary use this for cannabis sales?
We do not offer a card workaround for cannabis sales. Ask about provider-approved bank payment options instead.