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Ecommerce and direct-to-consumer sellers

Match the merchant account to the real online catalog, shipping model, and checkout platform.

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Online sellers may use inventory, preorders, third-party fulfillment, or digital delivery. Each affects underwriting and the evidence needed when an order is questioned.

01

Describe fulfillment honestly

Tell the provider who holds inventory, who ships, delivery time, refund policy, and any preorder or dropship model. Do not portray a different sales model to get approved.

02

Connect the cart

Verify the supported gateway and current platform version. Test taxes, capture timing, canceled orders, partial refunds, and reconciliation with the site’s order record.

03

Review risk and support

Choose provider-supported fraud screening and maintain a customer contact path. Watch fulfillment delays, disputes, and changes to the catalog.

QUESTIONS THAT MATTER

Good answers make
better decisions.

Will a Shopify or WooCommerce plugin guarantee approval?

No. A compatible integration does not determine underwriting eligibility.

Can I process while the account is under review?

Only after the provider authorizes the exact merchant setup.